Yale Medical School Student Loans

APR: 7.5% for loans disbursed after June 30, 2002

Initial grace period: 6 months

Post-deferment grace period: None

Repayment period: 120 months

Accrued interest: 

Interest accrues during a deferment or forbearance period. Interest does not accrue for up to 24 months during the time you are serving in an eligible internship or residency program.

Deferment types for this loan: 

Full-time student: No limit

Half-time student: No limit

Graduate fellowship: No limit

Rehabilitation/professional training: No limit

Internship/residency: 2-yr max

Unemployment: 3-yr max

If you do not qualify for a deferment, you can apply for forbearance.

Cancellation types for this loan: 

Permanent total disability

Death